| Type of Account |
Minimum balance to open |
Monthly Service Charges |
Earns Dividends |
Features & Benefits |
| Regular Share Account |
$25 |
$5 per month if below $100. You have 6 months to bring your balance up to $100 after initial opening |
YES |
FREE ATM card
Can use as an overdraft for Super Draft Checking
FREE e-statements available |
| Super Share Investment |
$2,500 |
$5 per month if below $2,500 |
YES |
FREE e-statements available |
| "Santa's Helper" Christmas Savings |
$10 |
No minimum balance, no monthly service charges |
YES |
Balance automatically transferred to share account and available Nov. 1 |
| Super Draft Checking |
$1 |
No minimum balance, no monthly service charges |
YES |
FREE VISA debit card
Competitive interest rates paid on account balance
Overdraft protection available
FREE e-statements available |
| Share Certificates |
$500 |
No monthly service charges |
YES |
Dividends compound
Competitive rates and terms
Automatic renewal upon maturity |
| Individual Retirement Accounts (IRA) |
$50 |
No monthly service charges |
YES |
IRA Share Account: Competitive rates & dividends compound
IRA Share Certificate: Competitive rates & terms, dividends compound |