Rates

Loan Rates | Consumer Dividend Rates | Business Dividend Rates

 

Loan Rates
As of February 1, 2014

Loan Type
Term
Annual % Rate
Personal
1 to 7 Years
As low as 4.25%1
New Auto
3 to 7 Years2
As low as 1.75%1
Pre-Owned Auto
3 to 7 Years
As low as 1.75%1
Solar Photovoltaic
(up to $25,000)
5 Years As low as 4.99%1
Solar Photovoltaic
(up to $50,000)
7 Years As low as 5.99%1
VISA - Platinum Cash Rewards
N/A
8.90% - 15.90%3
Line of Credit
N/A
12.00%
Homeowners Line of Credit
N/A
7.00%
Share Secured
1 Year
Share Rate + 2.50%
Certificate (non-IRA)
Maturity Date
Cert. Rate + 3.00%
Student Tuition
Up to 6 years4
7.00%
1 Lowest rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account. Your specific rate may vary, depending on your creditworthiness and other factors.
2 6 and 7 year financing available only for autos priced $15,000 or more
3 APR is based on creditworthiness and will vary with the market based on Prime Rate. Please see Platinum Cash Rewards Credit Card Terms and Conditions for complete details. 
4 $20,000 maximum.
Please call the Loan Department at 808-536-0833 for more information.

 

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