Newly Lowered Auto Loan Rates!

Hawaii Central FCU has lowered ALL of their auto loan rates to help get you in your new (or new to you) ride! Plus, to help give you a clean start in your new ride, you get a free HCFCU shammy with your auto loan (while supplies last). Check out our all around low auto loan rates here:

Auto Loan Rates
as of November 15, 2013

Loan Type
Term
Annual % Rate
New & Pre-Owned Auto
1 to 3 years
As low as 1.65%1
 
4 years
As low as 1.90%1
 
5 years
As low as 2.15%1
  6 years2 As low as 3.15%1
  7 years2 As low as 3.65%1
1 Limited time only.  APR includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account. Your specific rate may vary, depending on your creditworthiness per HCFCU policy and verifiable employment.  Maximum loan amounts are based on 125% of MSRP for new vehicles and 110% of Retail Kelly Blue Book for pre-owned vehicles 6 years old and newer.  Pre-owned vehicles 3 years old and older are subject to a maximum 60 month term.  Offer not available for commercial type vehicles, commercial business use, or internal refinancing.  A loan with a 1.65% APR will have 36 estimated monthly payments of $28.49 per $1,000 borrowed.  A loan with a 1.90% APR will have 48 estimated monthly payments of $21.65 per $1,000 borrowed.  A loan with a 2.15% APR will have 60 estimated monthly payments of $17.59 per $1,000 borrowed.  A loan with a 3.15% APR will  have 72 estimated monthly payments of $15.26.  A loan with a 3.65% APR will  have 84 estimated monthly payments of $13.51.    Rate and offer is subject to change without notice and expires on December 15, 2013. 
2 6 and 7 year financing available only for autos priced $15,000 or more.
 
 Call our Consumer Loan Deartment at 536-3677 for more information or CLICK HERE to apply!
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