Join a Club!
Get more value out of your credit union membership. If you have certain accounts with us and meet the requirements, you can take advantage of special club benefits.

Premier Club Membership
Recognition and rewards. Diligent habits can lead to just rewards. In your case, by signing up and using three of our money saving services, you may qualify for our Premier Club and become eligible for additional benefits:

• Free checking.
• No monthly fees.
• $10.00 discount on checks. All this makes our interest earning checking quite possibly the best checking deal in town.
• An additional .25% interest whenever you invest in our 6-Month Share Certificate ($500 minimum deposit).
• Free Traveler's Cheques (no service charge for one or dual signature checks).
• No fee ATM transactions (a surcharge may still apply).
• Our lowest rate VISA®, the Payroll Account VISA®.
• Recognition of Premier status. In order to help you receive easy and prompt responses to your requests for Premier benefits, our tellers and other staff will be alerted to your Premier Membership through special tags on your computerized account, and membership cards.

How do I qualify?
To join, you must either sign up for or already use the following:

1. HCCU Super Draft Checking *
2. HCCU VISA® Classic or Gold*
3. Net payroll assignment of $500 or more to either your HCCU Super Draft Checking or share (savings) account. A direct deposit of $500 or more monthly also qualifies.

Your account will be monitored when your VISA® account is renewed and checks are reordered.

It's easy to apply.
If you already use the above three services, simply request for, complete and either drop off or mail in the required application and agreement form.

If you need to sign up for any or all of the above services, come see us. Our new accounts specialists can help you with your Super Draft Checking and net payroll assignment. The Loan Department can assist you with your VISA® account.

Don't pass up the great advantages and recognition offered through these services and Premier Membership.

*Super Draft Checking and VISA® accounts are subject to approval.