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Hawaii Central Credit Union
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Lending
Real Estate

Mortgage
The equity in your home is worth money to you. Borrow against the equity to finance major home improvements, payoff large bills, college expenses, and more. The interest you pay on your mortgage may be tax deductible. Check with your tax advisor. Big dreams do come true with a mortgage loan! HCCU offers both variable and fixed rate first mortgages.

Home Equity Line of Credit (HELOC)
The HELOC allows the Member to borrow against their home's accumulated equity without disturbing their savings or other investments. The HELOC has a low interest rate and there are no loan-advance fees, annual fees or points. The Member can make advances ($3,000 initial minimum, $1,000 thereafter) by just asking. 

HCCU finances owner-occupied, single-family units only (including townhouses and condos). All terms subject to change without prior notice.

Contact us for more information on real estate loans.

Types of Loans
Hawaii Central Credit Union offers a variety of loans at very competitve rates.

Consumer Loans
VISA Credit Cards
Real Estate
Current Loan Rates
Online Loan Application
Qualifications to Apply