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Lost or Stolen VISA?
Report a Lost or Stolen VISA® Credit or
Check Card.
Call VISA® direct at
1-800-449-7728
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You can visit, call, write, or e-mail us at anytime. We are here to serve you.
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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government


We do Business in Accordance with Federal Fair Lending Laws

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Hawaii Central Credit Union
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Lending
VISA® Credit Cards

Our VISA® program offers two cards:

  • VISA® Classic - 13.50% APR
  • VISA® Gold - 12.00% APR

Both Classic and Gold VISA® offer a discounted rate of 9.90% APR for members who send at least $500 per month to a share account (savings or checking) via payroll deduction or direct deposit. View our VISA® Disclosure.

All VISA® plans have a low $10.00 annual fee. However, the fee will be waived if you charge at least $1,200 in purchases during the calendar year prior to the card's renewal.

FREE Travel Accident Insurance, $200,000 for Classic and $500,000 for Gold.

Gold Cards have additional enhancements such as Extended Warranty, Travel and Emergency Assistance, and Auto Rental Insurance.

You can call customer service direct at 1-800-654-7728 for balance inquiries or any other questions you may have.

Types of Loans
Hawaii Central Credit Union offers a variety of loans at very competitve rates.

Consumer Loans
VISA Credit Cards
Real Estate
Current Loan Rates
Online Loan Application
Qualifications to Apply